Quick guides

If you're not sure which type of life insurance to choose, have a look at the table below which compares the features of Norwich Union's life insurance plans to help you select the right one for you.

Type of cover	Level Life Insurance	Decreasing Life Insurance	Guaranteed Whole of Life Insurance	Guaranteed Lifelong Protection Plan
Is it designed to cover a mortgage?	Interest-only mortgage	Repayment mortgage or other loan
Is it designed to provide a lump sum for loved ones?
Does the amount of cover stay the same during the plan?		It decreases over the term of the plan, broadly in line with your mortgage or loan	Unless you choose to increase it
Is the cover for a fixed term?	You decide the term of cover	You decide the term of cover	Cover lasts for the rest of your life	Cover lasts for the rest of your life
Does the plan have a cash-in value?			There may be a cash-in value only in limited circumstances (if you pay a single premium or for a limited premium term)
Can you put the plan in trust?
Is terminal illness benefit included?
Can you choose the amount of cover?	Up to £500,000	Up to £500,000	Up to £5,000,000, or £2,500,000 if the yearly increase option is included	Your choice will depend on your age and gender
Can you increase the amount of cover during the plan?			Under some circumstances
Can you get joint cover?
How much will cover cost?	Premiums for as little as £10 a month	Premiums for as little as £10 a month	Premiums start from only £10 a month	Premiums range from £10 to £50 a month
How do you apply?	Get a quote and apply online or call us on 0800 068 5549*	Get a quote and apply online or call us on 0800 068 5549*	Call us on 0800 092 7751* for a quote and we'll send you an application pack	Call us on 0800 404 6427* for a quote and we'll send you an application pack

Norwich Union only advises on its own products.

* Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 5pm and Sunday 10am - 4pm. Calls may be recorded and/or monitored.

WC05098 09/2008