Fleetwise
Fleetwise is an insurance policy providing a range of features and benefits to meet the needs of the larger fleet operator. This product is very flexible, covering most vehicle types and can be arranged to provide a bespoke fleet insurance solution.
Target Market
Fleetwise provides cover for a wide spectrum of company owned or leased vehicles including, cars, vans, goods carrying vehicles, taxis, motor cycles and special type vehicles such as fork lift trucks and diggers.
Whilst there is no upper limit to the size of fleet that can be insured under Fleetwise, the minimum number of taxis and lorries which can be insured is 5 and for all other vehicle types the number is 12.
Fleetwise is also available to businesses operating personal contract plan fleets (PCP) where the insurance is arranged under one single policy.
Product Profile
The Fleetwise product provides an extensive package of benefits. Cover can be arranged on a fully comprehensive (Comp), third party fire and theft (TPF&T) or third party only basis (TPO).
Fleetwise Benefits
Norwich Union Fleetwise customers can benefit from:
- A single fleet insurance solution for all vehicles
- A policy written in plain English with no hidden small print
- Blanket certificate of motor insurance covering all vehicles belonging to you or hired or lent to you
- Policy territorial limits - European Union plus Andorra, Croatia, Gibraltar, Iceland, Norway and Switzerland
- New for old vehicle replacement for Private Cars under twelve months old and Goods-carrying vehicles under six months old
- £350 Medical Expenses and Personal Effects cover
- Wide trailer cover - attached and detached
- Free legal advice helpline
- Replacement locks if the vehicle keys are lost or stolen
- Contingent liability cover
- Unauthorised Movement (Damage and Third Party Cover)
- £5000 Personal Accident cover as standard for comprehensively insured risks
- £100 contribution towards replacement of a child car seat
- Health and Safety at work and Corporate Manslaughter legal fees
- Uninsured Loss Recovery
Optional benefits subject to additional premium:
- Breakdown cover for cars and Goods carrying vehicles up to 7.5 tonnes GVW with comprehensive cover. Includes:
- RAC UK Breakdown Assistance
- RAC Continental Accident & Breakdown Assistance
- Pay-on-use UK and Europe recovery and Breakdown Assistance service for all types of commercial vehicles over 7.5 tonnes GVW
- Pay-on-use Use Glass cover
- RAC/HPI vehicle checks
Our Claims Fleetline with Total Incident Management service available 24 hours a day, 365 days per year underpins these benefits. Each claim is handled from start to finish, including organising accident recovery, repairs and provision of a courtesy car.
Risk Management Information
To complete the Fleetwise package and to help you manage your fleet we have a wide range of claim summary reports available including a breakdown of claims by;
- Accident cause
- Driver
- Vehicle type
- Vehicle Use (business or pleasure)
- Age of driver profile
How do I get cover?
For more information regarding Fleetwise, please contact your usual insurance intermediary who will be able to provide full details.
