Principles and practices of financial management

This page will allow you to obtain a copy of the Principles and Practices of Financial Management (PPFM) document for each of Norwich Union's With-Profit Funds. It will also allow you to obtain copies of the Customer Friendly Principles and Practices of Financial Management (CFPPFM) for both Norwich Union's With-Profits Funds and Unit Linked Funds. You can access the documents either by the type of policy or go directly to a With-Profit Fund or the Unit Linked Funds.

Each financial year we are required to produce documents confirming that we have complied with all of the statements and practices made within our With-Profits PPFM. We have produced a report from the Board of Directors and from the With-Profits Actuary. In addition we have also produced a document that highlights any changes that we have made to our With-Profits PPFM. Copies of these documents are available under each fund heading.

For new and existing With-Profit customers the Customer Friendly versions of the PPFM can be found on our With-Profit webpage.

PPFM for CGNU Life Assurance Limited

PPFM for CGNU Life Assurance Limited

  • Norwich Union branded policies purchased since October 2000
  • CGU branded policies
  • General Accident branded policies
  • General Life Assurance branded policies
  • Scottish Insurance Corporation branded policies
  • Yorkshire Insurance Company branded policies
  • Yorkshire-General branded policies
PPFM for CGNU Life Assurance Limited (Stakeholder Pension)

Norwich Union Stakeholder Pension policies

PPFM for Commercial Union Life Assurance Company Limited
  • Commercial Union branded policies
PPFM for Norwich Union International Limited

Norwich Union International Bonds

PPFM for Norwich Union Life & Pensions Limited
  • Norwich Union branded policies purchased prior to October 2000
  • Norwich Union Isle of Man Pension policies
  • Norwich Union With Profit Annuities
  • Scottish Union & National branded policies
PPFM for Norwich Union Life (RBS) Limited
  • NatWest With-Profit Bond provided by Norwich Union
  • RBS With-Profit Bond provided by Norwich Union
PPFM for Provident Mutual Fund

Provident Mutual branded policies

Unit Linked

Unit Linked Customer Friendly PPFM

WC06003 10/2008