Van Insurance

Get a van insurance quote now

Instant online cover and up to 70% No Claims Discount* from the brand you can trust.

Get a quote

Retrieve a quote

What are the significant or unusual exclusions or limitations of Norwich Union van insurance?

Your policy excludes some situations. Please refer to the policy booklet Sections 1-14 for full details but the most significant or unusual exclusions are out lined below. Your policy excludes or limits the following:

• The first part of any claim - this is known as the “excess” (see Section 1). These are detailed below:
• Loss or damage arising from theft while the ignition key of your van has been left in or on your van (see Section 1)
• Loss of use, reduction in value, wear and tear, or mechanical, electrical or computer breakdowns, failures or breakages (see Section 1)
• Loss of value following a repair (see Section 1)
• Confiscation or requisition or destruction by or under order of any government or public or local authority (see Section 1)
• The maximum amount that will be paid out for damage to a third party's property will be £1,000,000 (see Section 2)
• Loss or damage caused directly or indirectly by fire if your van is equipped for cooking or heating food or drink (see Section 1)
• The death, bodily injury or illness of any person caused by food poisoning, anything harmful contained in any goods supplied, or any harmful or incorrect treatment given at or from the vehicle (see Section 2).

Exclusions

Inappropriate use (see page 20 of the policy document “General Exceptions”)

We will not pay for any accident, injury, loss or damage that occurs while your van is being used for a purpose not shown under the “Description of use” section of your certificate of insurance or while it is being driven by any person not described in your certificate of insurance as entitled to drive.

* Does not apply to the administration costs or any optional covers that you might choose to include.

Get a van insurance quote now

Instant online cover and up to 70% No Claims Discount* from the brand you can trust.

Get a quote

Retrieve a quote

NFPOV5244 24102009